Buyer Information

July 1, 2021

Selling Above List Price

Do you believe that 8 out of 10 homes are selling ABOVE list price?  

Buyers are also waiving inspections and appraisals.  How do you feel about today's housing market?

This short article Selling Above List Price talks a bit about how much buyers are paying above list ...

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June 28, 2021

Housing Bubble? Yes or No

The Most asked question is:

"Is this housing a bubble?"

No - This is not a bubble:

$1.2 million homes currently for sale during the Pandemic,

4.8 million homes were for sale during The 2007 Crash.

Supply & Demand fuel our current market trend, not shady risky mortgages - in ...

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May 17, 2021

Rio Rancho & Albuquerque Real Estate News Blog

Extra Money?Cash

Are you sitting on more savings than usual because of COVID-19 restrictions? Here are some ideas to spend that money productively on real estate—whether you're looking to buy, sell, or pay off your mortgage more quickly.

Reach out with any questions!  Audra@KelloggAgency.com -- 505-896-1750

Follow ...

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May 4, 2021

Market Update

$36,000 More!!
Not only are we struggling with an inventory shortage in home sales, but the ever increasing lumber prices are making new construction out of reach for some first-time home buyers. This article says that the nearly $36,000 increase is due to higher lumber prices.
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Posted in Buyer Information
March 30, 2021

Know your Debt

Know your Debt!

So, You're ready to buy a house and the mortgage lender is asking all about your debt.   They talk about Debt-to Income Ratio and you start getting perplexed.  What is it?  Why do I need to know it?  How does this affect ...

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Posted in Buyer Information
Feb. 17, 2021

Tax Time ideas

TAX TIME is upon us.  

If you are receiving a refund this year, here are the TOP  3 IDEAS on how to use it toward purchasing a home.

You don't want to miss this one, as I think the number 2 idea should be the first thing to ...

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Feb. 9, 2021

Do's and Don'ts - Mortgage

The Do’s and Don’ts after Applying for a Mortgage

The Do’s and Don’ts after Applying for a Mortgage

Once you’ve found the right home and applied for a mortgage, there are some key things to keep in mind before you close. You’re undoubtedly excited about the opportunity to decorate your new place, but before you make any large ...

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Posted in Buyer Information